Who Has the Cheapest Massachusetts Auto Insurance Quotes? – ValuePenguin

best cheap car insurance in massachusetts

cheapest auto insurance quotes in massachusetts: hannover

the cheapest auto insurance company in massachusetts for a minimum coverage policy was hanover insurance. At $387 per year, Hanover’s rates were 51% below the state average.

progressive, plymouth rock and travellers were all more expensive than the average auto insurance rate in massachusetts.

Reading: Who has the cheapest car insurance in massachusetts

cheapest auto insurance companies in massachusetts with minimum coverage

Liability insurance only covers injuries or damages to other drivers for which you are at fault. for example, a minimum policy in massachusetts only covers $5,000 in property damage liability, which would only fully cover damage to another vehicle in a minor accident.

A full coverage policy includes both liability insurance as well as comprehensive and collision coverage. Comprehensive and collision coverage is recommended if you want to cover the cost of damage to your own car.

the cheapest full coverage car insurance in massachusetts: safety

The average cost of full coverage auto insurance in Massachusetts is $2,271 per year or $189 per month. That’s almost double the security fee, which means you can find cheaper rates by comparing car insurance companies.

cheapest massachusetts auto insurance companies with comprehensive coverage

The average cost of a minimum coverage policy in our analysis of the top massachusetts carriers is $784, about a third of the cost of a full coverage policy. however, drivers should be aware that the cheapest policy carries the risk of insufficient coverage in a serious accident.

Inexpensive car insurance quotes for drivers with previous incidents in massachusetts

Full coverage auto insurance is typically higher for drivers with incidents on their record, such as a DUI citation or a speeding ticket. geico and progressive had the best rates for Massachusetts drivers with prior driving incidents.

the cheapest car insurance for people with a speeding ticket: geico

See also: Auto Insurance Rates Are Increasing in 2022. Heres How to Prepare | Bankrate

The most affordable coverage for drivers caught speeding comes from geico, which charges rates that are $1,487 cheaper than the state average. speeding tickets increase auto insurance rates in massachusetts by more than a third.

cheapest auto insurance companies in massachusetts after ticket

cheapest for massachusetts drivers in an accident: geico

If you have an at-fault accident on your record, we found that geico had the cheapest quotes for a full coverage policy, with an average annual rate of $2,038 per year. The cost of auto insurance from Geico is 40% less than the average cost of coverage after an accident in Massachusetts, which is $3,390 per year.

cheapest auto insurance companies in massachusetts after an accident

Insurers analyze drivers’ records to determine the risk of an accident and adjust prices for their clients based on that information. massachusetts insurers are no different.

average rates in massachusetts increase 49% after an at-fault accident. Insurance companies raise premiums for drivers in accidents because they are statistically more likely to have another accident in the future. this makes them riskier and more expensive to insure.

cheapest car insurance for drivers with dui: progressive

If you’re a Massachusetts driver looking for affordable coverage after a DUI, consider Progressive. annual premiums are 44% cheaper than average for most drivers.

duis incurs steeper rate increases than any of the other incidents in our study. average premiums increase 64%, while speeding tickets increase rates only 35% and at-fault accidents 49%.

cheapest auto insurance companies with dui in massachusetts

best auto insurance companies in massachusetts

Buying auto insurance shouldn’t just be about affordability. You should also find an insurer with an excellent reputation for customer service.

See also: 7 Options If You Dont Have Health Insurance From an Employer | MyBankTracker

geico is the top auto insurance company in massachusetts for customer satisfaction, according to j.d. Energy. It also has a strong financial stability rating of am best and is highly rated by valuepenguin’s editorial staff.

average cost of car insurance in massachusetts by city

One of the most important factors in your auto insurance quote is where you live and park your car. Full coverage auto insurance rates in Massachusetts can range up to $2,530 per year, depending on your location within the state.

Urban drivers who live in more densely populated cities, like Boston, tend to pay higher-than-average costs to insure their vehicles. but drivers in more expensive places can still find savings by comparing prices.

minimum car insurance requirements in massachusetts

massachusetts is one of 12 no-fault states and one of 15 states that requires drivers to have self-provided medical benefits with their auto insurance policies. however, the required limits in the state are quite low compared to others, and drivers are only required to carry $8,000 of personal injury protection (pip).

an overview of the cheapest auto insurance quotes in massachusetts

frequently asked questions

methodology

We collect quotes from hundreds of cities in Massachusetts for the top insurance companies in the state. our base driver was a 30 year old male driving a 2015 honda civic ex with a full coverage policy.

minimum coverage policies only met the minimum liability requirements of the state of massachusetts. a full coverage policy included:

valuepenguin’s analysis used insurance rate data from quadrant information services. These rates were obtained publicly from insurer filings and should be used for comparison purposes only; your own quotes may be different.

See also: What Home Insurance Do I Need for Rental Property? | Kin Insurance

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