Car accidents are devastating, especially when the accident was not your fault. your car has to be repaired. it might even be totally destroyed. could be seriously injured. your passenger(s) could also be injured. To recover compensation for your medical bills, lost wages, pain and suffering, and other damages, you will need to file an insurance claim with the at-fault driver’s insurance company.
Soon, you’ll start getting calls from the at-fault driver’s insurance adjuster. the insurance adjuster will sweet talk you in an attempt to persuade you to let your guard down and make a statement that could be detrimental to his claim. Even the most innocuous sounding questions from the insurance adjuster (for example, “Where were you coming from when the accident happened?”) can dramatically influence the value of his claim.
Contrary to what the insurance adjuster may tell you, you are not required to speak with an insurance adjuster before hiring an attorney. in fact, we do not recommend that you speak with an insurance adjuster before hiring an experienced car accident attorney.
Contact the personal injury attorneys at Graham Scofield today if you have been injured in a car accident and want to ensure that you receive fair compensation for your losses. With the right legal assistance, you can focus on recovering from your injuries while a dedicated attorney handles all the paperwork and communicates with the insurance company on your behalf.
Schedule a free, risk-free consultation with an experienced Atlanta injury attorney by calling (404) 939-94704 or through our online contact form.
what to expect when an insurance company contacts you
Immediately after your accident, the responsible party’s auto insurance company will likely call you for an interview. The purpose of this interview is to document what happened from your point of view and determine what damage the accident caused.
Although we do not recommend that you speak with an insurance adjuster without first hiring an attorney, if you choose to speak with the insurance adjuster, you should only provide information about the property damage to your vehicle. If you were injured in the collision, you should not disclose any information about your injuries to the insurance adjuster until you have completed all of your medical treatment.
Many times, injury victims tend to downplay the seriousness of their injuries when speaking with the insurance adjuster. If you downplay the severity of your injuries, only to find out later through further diagnostic testing, chiropractic or orthopedic treatment that you have serious injuries, the adjuster will downplay your claim by arguing that there must have been some intervening event (after the car accident). which made his injuries worse.
types of questions you may be asked
The at-fault driver’s insurance adjuster will ask a lot of questions when calling a victim who has been involved in a car accident. Some examples of questions an insurer might ask you and should answer include:
- when did the accident occur? enter the date and time.
- What is the year, make and model of the vehicle you were driving at the time of the accident?
- were other vehicles involved?
- What type of damage did your vehicle sustain?
- Does your vehicle need repairs? if so, which shop did you take it to?
- Was there a police report?
- Which direction were you traveling?
- Were you wearing your seat belt at the time of the accident?
- how did the accident happen?
- Did the weather play a role in the accident?
- Did anyone witness the accident? if so, can you share your contact information?
- Did you hurt yourself?
- Were you treated by a paramedic or transported to a hospital?
Examples of questions an insurer may ask you that you shouldn’t answer include:
Although the insurance adjuster will pressure you to answer those questions and try to make you feel bad if you don’t answer them, just say, “I’m not ready yet to discuss how the collision happened or what my injuries were.” were. I will follow up with you once I complete my medical treatment.”
By working with an attorney, you can ensure that the insurance company cannot take advantage of you. An attorney can prepare you for any questions the insurance company may ask, help you determine the value of your claim, and negotiate with the insurer on your behalf.
Contact Graham Scofield Personal Injury Lawyers
If you have been injured in a car accident that was not your fault, it is in your best interest to contact a car accident attorney. At Graham Scofield Injury Lawyers, our attorneys have been helping car accident victims recover the compensation they deserve for more than three decades. let us review your case and answer questions from the insurance company so you can focus on recovering from your injuries.
Call us at (404) 939-9470 or contact us online for a free, no obligation consultation.