After you’ve been in an accident, dealing with an insurance company can be emotionally daunting. Knowing how to scare off insurance adjusters to ensure you get a fair claims settlement offer is crucial in the event of a car accident.
It is important to remember that insurance companies will continue to try to make a profit. they are for-profit entities, and the more money they have to pay, the less money they will earn. they try to do whatever they can to save money & resolve claims quickly.
Reading: How to scare insurance adjuster
Our car accident attorneys have years of experience providing legal advice for these cases, so we understand the tactics of an adjuster and the insurance claim process. The best way to scare off insurance companies or adjusters is to have an auto insurance attorney on your side to fight for you. you should not settle for less.
understand what insurance adjusters do
Insurance adjusters will inspect and assess your damages after an accident. remember that insurance companies are not working in your best interest. they will look at the damage to see how they can minimize their costs. they are trying to offer the lowest payment possible.
When you first speak with the insurance claims adjuster, you may be surprised at how they will try to pin the accident on you or even charge you with insurance fraud. Here are some common tactics used to assess the full extent of your injuries (and still make a profit):
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what to look for by phone
You should always be careful when the insurance company calls you right after the accident. accidents are traumatic and take some time to process and recover from. most insurance adjusters take advantage of this and contact you shortly after the accident.
In a phone call, be sure to politely decline to discuss the facts. You can share basic information, such as where and when the accident occurred and the vehicles involved. but you must let them know that the investigation is still ongoing. don’t share anything too specific or conversational.
When they call, insurance company claims adjusters may ask you to give a recorded statement. while you may think this is harmless & For informational purposes, remember that adjusters can have everything stacked against you. It’s not unusual for officers to play recorded statements until they find more information to use against you. I do not agree with any recorded statement.
what not to tell an insurance adjuster
Remember that the insurance claims adjuster works for the at-fault party’s insurance company. they will do everything possible to reduce the amount of the settlement that will be paid to you after your accident. one way to do this is by trying to get him to admit some responsibility.
Do not answer any questions about whether you could have done anything to prevent the accident. they may try to ask you if there was anything else you could have done. they can also cite external factors such as weather.
The best way to combat this is to direct an insurance adjuster to your attorney. this way, they won’t be able to hold anything you say against you.
be careful what you post on social media
Insurance adjusters may also be monitoring any public social media accounts you have. Even if the photo is an old favorite, please refrain from posting anything online. be careful about anything you post on facebook, twitter, or instagram after an accident that might make it look like you’re not injured.
Insurance adjusters can even monitor you from your front door. sometimes they will hire a private investigator. remember to take it easy while you recover. don’t be afraid to ask friends and family for help. even if it’s a simple task like getting the mail, they could use it to say your injuries aren’t serious.
how to negotiate with insurance adjusters
When it comes to the trading process, you need to know a few crucial factors before you begin. First, you need to see if it is your own or third-party benefits. first party benefits are through your auto insurance. third-party benefits come from the insurance company that insures the person who hit you.
It can also be helpful to know the value of your vehicle. claims adjusters will determine how much it will cost to repair your car. But knowing the true value of your car can help you when negotiating a fairer claim.
The first offer from an insurance company will most likely be extremely low. do not accept this initial offer. When negotiating, you should consider these factors:
You should use these factors to determine the absolute minimum you would accept in a settlement. our team of personal injury attorneys can help you determine what your minimum settlement should be.
get the compensation you deserve
Your personal injury settlement may include compensation for medical bills, lost wages, property damage, and your pain and suffering. It is critical that accident victims have adequate representation. When you partner with our personal injury attorney, we’ll make sure insurance adjusters give you everything you’re entitled to.
Contact our law firm to get in touch with a personal injury attorney & obtain legal advice. We offer free consultations where we can review your case. we want to help you determine if we are the best fit to fight for you. our team represents clients in the hillsborough county area.