Does insurance cover fluoxetine? | how much does fluoxetine cost without insurance? | how to get fluoxetine without insurance
Better known as brand-name Prozac, Fluoxetine HCL is a prescription generic antidepressant used to treat major depressive disorder (MDD), obsessive-compulsive disorder (OCD), panic disorder, and bulimia eating disorder. The FDA also approved the use of fluoxetine in conjunction with olanzapine to treat bipolar depression and treatment-resistant depression. Doses will vary depending on the condition and response to treatment, but expect to take between 20 mg and 60 mg per day. Fluoxetine is one of the best-known members of a family of drugs called selective serotonin reuptake inhibitors (SSRIs). Like most SSRIs, fluoxetine is an affordable prescription drug, but costs can increase if taken long-term.
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Is fluoxetine covered by insurance?
People with a prescription for fluoxetine for an approved condition will generally have it covered if they have health insurance. this includes commercial insurance plans, medicare part d, medicare advantage drug plans, and medicaid. The Department of Veterans Affairs (VA) may also cover fluoxetine for post-traumatic stress disorder (PTSD), even though this use has not been approved by the FDA.
how much does fluoxetine cost without insurance?
With a retail price of $60 for a 30-day supply, fluoxetine can be considered affordable. however, one year of fluoxetine treatment at the average retail price will cost $720. which can be more difficult to manage. People with health insurance will pay less, but the actual out-of-pocket cost will depend on the insurance company’s formulary, copay cost, deductible, and coinsurance. Medicare Part D patients will pay varying prices throughout the year due to coverage gaps. In general, however, the cost of the copay alone should be low. Most insurance companies classify fluoxetine as a Tier 1 drug, the category with the lowest copays.
fluoxetine, fortunately, is not the least expensive ssri on the market. for depression, there are cheaper ssrises that can work just as well, such as generic celexa (citalopram) and trazodone. There are also other types of antidepressants, including tricyclic antidepressants, that might be used. people with panic disorder have fewer options. the only other ssri approved for panic disorder is paxil (paroxetine), but it costs more than fluoxetine.
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Some over-the-counter medications, dietary supplements, and natural remedies can help relieve mild depression, sadness, or occasional stress. however, they have not been shown to be effective in treating serious mental illnesses such as major depressive disorder, obsessive-compulsive disorder, or panic attacks.
compare fluoxetine prices with related drugs
(fluoxetine)
(citalopram)
(sertraline)
(paroxetine)
(escitalopram)
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prescription drug prices often change. these are the most accurate drug prices at the time of publication. the price indicated without insurance refers to the price of brand name drugs. the single care price indicated refers to the price of generic drugs, if available. click the link under “savings options” to see up-to-date drug prices.
how to get fluoxetine without insurance
Fluoxetine is a moderately priced generic antidepressant. many people without insurance can afford a month’s prescription. but fluoxetine treatment lasts at least six months and often longer. that might be harder to pay. Patient assistance programs, manufacturer coupons, and even rebates can help if patients meet certain eligibility requirements. There are safer, more lasting ways to save money, starting with a singlecare discount card.
1. take a singlecare savings card to a participating pharmacy
With a free singlecare coupon, a 30-day supply of fluoxetine can be purchased for as little as $3, depending on the pharmacy. Considering the average retail price of generic fluoxetine is $60, that’s a huge discount.
2. compare prices
Many people don’t realize that pharmacies charge different prices for prescription drugs. search singlecare for your prescription and then compare prices at your local pharmacy.
3. get a 90 day prescription
It’s also worth comparing the prices of 90-day versus 30-day prescriptions. a larger prescription may have a lower price per tablet. the price difference will also depend on the pharmacy. adding a singlecare savings card can save even more.
4. fill the prescription at a clinic or hospital with discounted drugs
providers called 340b, some local clinics and hospitals buy drugs like fluoxetine using federal subsidies. they then sell these drugs to income eligible patients at a greatly reduced price. ask a health care provider or local health official for a list of local 340b providers.
5. switch to a less expensive ssri
there are generic ssris similar to fluoxetine that cost less than generic fluoxetine. ask a healthcare professional for medical advice about these other medicines. some may not be suitable, but switching to a less expensive ssri could save money.
