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The Auto Claims Framework (MCF) provides the following clear and common procedures for auto accident reporting:
three steps to take after a car accident
Reading: How to get money from insurance after car accident
- a) exchange details of the parties involved in the accident and note the vehicle numbers b) take photos of the accident scene and damage to all vehicles.
- call your insurer’s hotline to request a tow truck or get more information about the accident
- Report the accident to your insurer within 24 hours or the next business day. if you don’t report an accident,
- your insurer may disclaim liability;
- Your no-claims discount may be discounted when you renew your policy; and
- Your insurer may cancel or refuse to renew your policy.
- If there are injuries in an accident, immediately call for medical assistance and the police.
- make a report to the traffic police as soon as possible or within 24 hours after the accident if the accident involves:
- fatality;
- damage to government property;
- foreign vehicle;
- pedestrian or cyclist;
- hit and run case; or
- injury cases where
- Filing a report to the traffic police is not the same as filing a report with your insurer. Please note that after filing a traffic police report, you must also report it to your insurer within 24 business hours or the next business day. if you don’t report an accident,
- your insurer may disclaim liability;
- Your no-claims discount may be discounted when you renew your policy; and
- Your insurer may cancel or refuse to renew your policy.
- do not move your vehicle before taking pictures of the accident scene.
- If someone is injured or there has been a fatal accident, do not attempt to move the injured person or the vehicles.
- according to the mcf, motorists are strongly advised not to have any dealings with unauthorized tow truck operators at the scene of the accident.
See also: How Insurance Began: 3000 Years of History
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See also: How Insurance Began: 3000 Years of History
See also: How to Get Restoration Work From Insurance Companies
how can you make sure your shop doesn’t charge more than it should?
You are advised that after an accident, you should go to an authorized workshop of your insurer for repair (even if you are claiming against the other party). it is strongly recommended not to have any dealings with unauthorized crane operators at the scene of the accident. You are also advised not to send your damaged vehicle to any unauthorized repair facility to avoid complications on your claim. Be careful when signing any document presented to you.
what to do in case of an accident outside singapore?
You must file a complaint at the nearest police station in the country where the accident occurred. If you need advice and assistance, call your insurance company.
Should I report an accident if a private agreement is reached?
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yes, always report all accidents to your insurer, even if you have a private settlement. this is for record purposes because you cannot be completely sure that the other party will not file a claim against you later. By not reporting the accident, your claim may be harmed or later denied by insurers.
what should I do if I want to use my private car to transport passengers for a fee?
You should approach insurers to extend your auto policy to cover “rent and reward” use.
See also: How Insurance Began: 3000 Years of History
See also: How to Get Restoration Work From Insurance Companies
See also: How Insurance Began: 3000 Years of History
See also: How to Get Restoration Work From Insurance Companies
