To get the best mini cooper insurance rates, it’s a good idea to compare quotes from multiple insurance companies. When calculating your auto insurance rates, insurers will take into account a variety of factors. In fact, your mini cooper insurance costs may vary by insurance company based on the year of your vehicle.
Your choice of insurance company for a mini cooper can have a significant influence on your insurance prices. insurance for a mini cooper costs an average of $1,292 per year.
moneygeek found that usaa is the cheapest car insurance company for a mini cooper, costing around $1,022 per year. this is $842 less than allstate, which is the most expensive insurer. however, usaa is only available to military families.
progressive is the cheapest and most widely available provider of mini cooper car insurance, costing an average of $1,113 per year.
the average annual cost of mini cooper insurance by company
moneygeek collected data on rates from insurance providers using a sample profile of a 40-year-old male driver. driver’s liability insurance is 100/300/100 with comprehensive and collision coverage.
the average cost to insure a mini cooper per company
Insurance companies evaluate different factors to calculate the cost of car insurance for a Mini Cooper model. the likelihood that the car will be stolen, the chance that the car will be involved in an accident, the driver’s driving record, the driver’s age, and other factors are among them.
Certain car models tend to be more expensive to insure due to vehicle value, repair costs, and theft rates. the mini cooper falls into this category and is cheap to insure.
Cost shouldn’t be the only factor when looking to buy Mini Cooper auto insurance. it is important to consider customer complaints, affordability, customer satisfaction, and the financial stability of the business.
moneygeek’s rating system evaluated those factors and found that:
- usaa is the best auto insurance company for a mini cooper. however, usaa is only available to military personnel and their families.
- progressive is the second best insurance provider for the mini cooper.
Earlier versions of a mini cooper tend to be cheaper to insure because, as the value of the car depreciates, comprehensive and collision insurance become less expensive.
The average insurance premium for a 2020 mini cooper model is $1,292.
Depending on the mini cooper model year, different insurance companies may offer a lower premium. usaa offers the cheapest 2020 mini cooper insurance at $1,022 per year. however, usaa is only available to military personnel and their families.
You can compare prices from different vendors by scrolling to your model year.
the average cost to insure a mini cooper by model year
Compared to other car models and average insurance costs, Mini Cooper insurance costs are inexpensive. The average cost of insurance for a Mini Cooper is $1,292 per year, which is $135 less than the national average across all car models.
Younger drivers may pay much more for auto insurance due to their lack of experience and increased risk of being involved in an accident.
mini cooper insurance coverage for an 18 year old driver costs $2,924 more per year than a policy for a 40 year old driver. An 18 year old pays $4,216 in mini cooper insurance per year.
Young drivers can save money by being on their parent’s policy instead of buying their own mini cooper insurance.
The cost of auto insurance for a young driver between the ages of 16 and 25 is listed below.
average cost to insure a mini cooper by age of driver
costs for this item are based on a national average. however, your location could have a significant influence on your auto insurance policy. You can learn more about the cost of car insurance in each state on our state page analysis.
The make and model of your car can have a significant influence on the cost of your insurance, but these aren’t the only factors insurers consider when calculating your premiums. Here are some frequently asked questions about mini cooper insurance.