How Much are Chrysler 300 Insurance Rates? - 2022 Cost Rankings

Chrysler 300 insurance costs an average of $1,632 per year or about $136 per month, depending on trim level.
the 300 touring trim level is the cheapest to insure, costing around $1,548 per year. the most expensive version is s v8 at $1,722 per year.
The Chrysler 300 is one of the cheapest large cars to insure, averaging $130 less per year compared to the rest of the segment.

how much does chrysler 300 car insurance cost?

chrysler 300 insurance costs an average of $1,632 per year for a full coverage policy. the monthly cost of the insurance ranges between $129 and $144, depending on the level of equipment that is insured.

The average cost of individual policy coverages is $510 a year for liability insurance, $738 for collision, and the remaining $384 for comprehensive coverage.

Reading: How much is insurance for a chrysler 300

The chart below shows the average car insurance rates for a 2022 Chrysler 300 using a range of different driver ages and risk scenarios.

To give you a better idea of the full range of possible insurance rates, consider that you can buy a liability policy only in the cheapest areas of maine or idaho that can cost as little as $206 a year, while a policy with recent teen driver’s license with a few tickets and claims in some new york city neighborhoods, you could be looking at $15,098 a year for a full coverage policy.

Some additional important facts observations about chrysler 300 auto insurance rates include:

Avoiding accidents saves money. Frequent accidents can increase rates, possibly as much as $2,300 per year for a 20-year-old driver and even $500 per year for a 60-year-old driver. -old driver.
Policy discounts save money. Discounts may be available if policyholders are seniors, take a defensive driving course, have no accidents, are military or federal employees, or many other policy discounts that could save the average driver up to $278 per year.
Young men pay much more for insurance. For a 2022 chrysler 300, a 20-year-old man receives an average rate of $3,256 per year, while a 20-year-old woman will receive a average of $2,408, a difference of $848 per year. females get much better rates. but at age 50, the rate for men is $1,488 and the cost for female drivers is $1,458, a difference of only $30.
Ties and violations can cost a lot. To get the most reasonable price on 300 insurance rates, you need to drive within the law. Just one or two blemishes on your motor vehicle report could increase your 300 insurance rates by at least $430 per year. major convictions, such as a dwi, could increase rates by an additional $1,512 or more.
Prepare for the impact of the high-risk insurance tag. For a 30-year-old driver, having too many driving record violations or accidents can potentially increase rates by $1,996 or more per year.
Plan to pay a lot to insure a teen driver. chrysler 300 insurance costs an average of $5,878 per year for a 16-year-old driver, $5,494 per year for a 17-year-old driver, and $5,130 per year for an 18-year-old driver.

what models have cheap chrysler 300 insurance?

The cheapest chrysler 300 trim level to insure is the Touring at about $1,548 per year. the next cheapest trim level is touring awd at $1,600 per year, and the third cheapest trim level to insure is touring l at $1,606 per year.

The three highest cost models to insure are the Chrysler 300 Touring L AWD, the S V6 and the S V8 with trim levels estimated at $1,650, $1,666 and $1,722 per year, respectively.

With most models, as the cost of the vehicle increases with multiple vehicle add-ons, the cost of the insurance policy tends to increase as well. The table below details the average annual and 6-month auto insurance rates, including a monthly budget figure, for each Chrysler 300 model and trim level.

How does the cost of insurance rank compared to other large cars?

chrysler 300 ranks second out of four total vehicles in the 2022 large car segment. the 300 costs an average of $1,632 per year to insure full coverage and the segment median rate is $1,762 per year, a difference of $130 per year.

when comparing average insurance rates to other popular large cars, the chrysler 300 is $484 less per year than the dodge charger, and $68 less than the nissan maxima, $32 more than the toyota avalon.

The table below shows how the cost of insurance on the Chrysler 300 compares to the top 10 best-selling full-size cars, such as the Dodge Charger, Nissan Maxima, and Kia Cadenza.