Home Insurance in Las Vegas | Hippo

considerations for las vegas residents

Whether you’re considering a move to Las Vegas or a long-term resident looking for a new home insurance policy, here’s what you need to know. knowing the risks, such as crime rates, weather data, and what may affect your policy, is key to feeling confident when deciding your next move.

Regardless of who you are or where you live, we all want to know that we can leave home feeling like everything will be exactly where we left it when we return. One report suggests that although Vegas is considered safer than just 12% of cities in the United States, residents are less likely to experience violent crime in Vegas than in Nevada overall.

Reading: How much is home insurance in las vegas

While theft is covered by your home insurance, you may want to consider including additional protection for any personalized items or heirlooms, such as pieces of jewelry (or anything explicitly listed as an exclusion in your policy). in this case, adding scheduled personal property insurance in case of theft can be one of the best ways to rest assured that the value of your things is preserved.

See also: Dental Insurance Plans for Individuals & Families | Aetna

When it comes to the weather, guessing the temperature in Sin City is no game of chance. Since Vegas is in the driest state in the country and in the middle of the Mojave Desert, the heat can build up pretty quickly. One of the impacts resulting from this high temperature is frequent house fires, so you may want to include additional fire protection in the home.

With the long, hot summers that Las Vegas is known for, many people rely heavily on their HVAC systems for comfort. Because of this, hvac maintenance and insurance coverage are crucial, so you don’t have to sweat it all summer. be sure to ask your provider if they provide hvac coverage before you sign any paperwork.

how to reduce your home insurance premium

While home insurance in Las Vegas may seem expensive, it’s still lower than the national average. Plus, taking steps to renovate your home can help lower your premium by making your home safer and less passive. learning about ways you can save money gives you the opportunity to keep your costs low and your property value high.

See also: Help | Aetna International

If you’re not sure which room in your house to start renovating and want to make sure you get the most out of your investment, consider adding smart technology to your bathroom. Incorporating smart home technology here can increase your market value, provide added convenience, and can even lower your utility bill.

Want to delve into smart home technology that doesn’t live in your bathroom? Our smart home trends post breaks down all the devices you’ll want to incorporate into every part of your home.

living in las vegas certainly has its perks, but none of those perks should come at the expense of feeling like your homeowners insurance isn’t exactly what you want it to be. Here at Hippo, our goal is to make sure your coverage fits your needs, so you can focus on soaking up everything Vegas has to offer. so call us today to get your free quote and let’s get the show started.

See also: How Much Insurance Coverage Should I Have? (Part 1): PIP | The Poole Law Group

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