COBRA continuation coverage | ERS

rates charged for plan year 2023

(September 1, 2022 – August 31, 2023)

Rates include a 2% administrative fee.

Reading: How much is cobra insurance in texas

medical insurance

If you use tobacco, the tobacco user premium is added to the cost of your health premium.

dental insurance

vision insurance

premium for tobacco users

*the charge per child is the same regardless of how many children in the household use tobacco or how many covered children age 18 and over are not certified.

rates charged for plan year 2022

See also: Electronic Claims 101: The Future Is Now

(September 1, 2021 – August 31, 2022)

Rates include a 2% administrative fee.

Reading: How much is cobra insurance in texas

medical insurance

If you are a tobacco user, a tobacco user premium is added to the cost of your health premium.

dental insurance

vision insurance

premium for tobacco users

*the charge per child is the same regardless of how many children in the household use tobacco or how many covered children age 18 and over are not certified.

See also: The Cost to Repair a Chipped Tooth | Spirit Dental & Vision

When determining your monthly premium for paid continuation coverage, please consider the following:

  • If only one dependent child continues coverage, the child is the paid applicant. pay the “you only” fee.
  • If multiple children continue coverage, the youngest child is the paid applicant. pay the “you & child(ren)” fee.
  • if only one dependent spouse continues coverage, the spouse is the cobra applicant. pay the “you (charge applicant) only” fee.
  • If the spouse and children continue coverage, the spouse is the cobra applicant. pay the “you & child(ren)” fee.
  • If only one surviving spouse or former spouse continues coverage, the spouse is the cobra applicant. pay the “you only” fee.
  • If a surviving spouse and children or a former spouse and children continue coverage, the spouse is the cobra applicant. pay the “you & child rate.
  • expansion of cobra coverage

    secondary qualifying events

    The initial 18-month period of Cobra coverage can be extended up to 36 months for your dependents in the event of death, divorce, or loss of dependent child status during your initial period of Cobra eligibility. for these situations, cobra coverage cannot continue beyond 36 months.

    add new coverage for a dependent

    You can add eligible dependents acquired through a qualifying life event (qle), such as a birth or adoption, during your annual benefit enrollment period or within 31 days after the qle.

    disability extension

    If you or one of your dependents is certified disabled (title ii or xvi), you may continue Cobra coverage for up to an additional 11 months. If you believe you or your dependents qualify for this extension, please submit a copy of the award notification letter from the Social Security Administration that includes the date the disability began (the date of disability must include the month, date and the year to be reviewed).

    charges coverage for unmarried children

    If you have an unmarried dependent child, you may be eligible to extend your Cobra continuation coverage beyond the initial Cobra eligibility period. For more information, contact ers toll free at (877) 275-4377, tty: 711.

    See also: Official NCDMV: Driver License Points

Related Posts

How does roof insurance claim work

How Roofing Insurance Claims Work: What Contractors Need to Know

Understanding how roofing insurance claims work will help your insurance restoration business succeed and grow. By knowing the ins and outs of insurance, you can ensure a…

4 reasons your insurance company can cancel your auto policy – MarketWatch

Can they really cancel my policy without asking? Your insurance company can cancel your policy, but they must provide written notice before doing so. the amount of…

Best Cheap Health Insurance in Wisconsin 2022 – ValuePenguin

affordable health insurance is available in wisconsin through the state’s marketplace. Finding the best health insurance plan for you can be difficult, so to help you get…

Tesla Insurance Review: Costs and Coverage (2022)

car insurance for tesla models tends to be quite expensive with rates typically higher than the national average of $1730 per year for comprehensive coverage. A 2017…

How to read a life insurance policy

How to read your life insurance policy | Insure.com

A life insurance policy is a contract between an insurance company and an individual. there are a variety of policies, lots of riders, and many choices to…

The role of insurance providers in supporting treatment and management of hepatitis C patients | BMC Health Services Research | Full Text

hcv epidemiology Today, one of the most important global public health challenges is represented by the hepatitis C virus (HCV), which imposes a dramatically relevant burden in…