The Cost Of Having A Newborn Baby In Singapore — Delivery Charges, Doctor&x27s Fees and Everything Else – MoneySmart.sg

congratulations! If you’re reading this, you’re either (a) expecting your first child (because if this is baby number 2 or 3, you wouldn’t have time to read) or (b) planning to have your first baby very soon.

Either way, you may be wondering how much money you should set aside to have your first baby. Well, you came to the right place. We will break down all the expenses of pregnancy and childbirth.

Reading: How much is an epidural without insurance

here’s a snippet of what it’s like to get married at 22 and have your first child at 24. look what ben and serena went through:

contents

  1. pre-pregnancy evaluations
  2. prenatal checkups for the first trimester
  3. prenatal check-ups from the second trimester
  4. testing for fetal abnormalities
  5. maternity clothes
  6. baby clothes and products
  7. maternity insurance premium
  8. prenatal classes
  9. delivery and hospitalization
  10. postnatal care
  11. 1. pre-pregnancy tests

    There’s nothing wrong with being too careful, not when it comes to babies. Checking with your gynecologist before getting pregnant is a good idea, especially if you haven’t been regular with your checkups. consider it a tune-up before the big race.

    The doctor will review your medical record and medical history to:

    • general physical evaluation
    • vaccinations: to check your immunity to rubella, chickenpox, hepatitis a and b
    • serious illnesses or health problems
    • gynecological problems
    • diabetes or thyroid problems
    • potential for inherited genetic diseases
    • substance use: tobacco, alcohol, recreational drugs
    • medications taken in the last few months
    • then, there are the possible tests:

      • pelvic exam: to check for infections or sexually transmitted diseases (STDs)
      • pap smear: to determine the health of your endocervical canal
      • blood test and rh test: to see if you have the rh (rhesus) factor because without it, there is a strong chance that your blood will be incompatible with your baby’s and precautions should be taken during pregnancy
      • urine test: to detect infections
      • ultrasound
      • there are two ways to do it. In most cases, you visit your gynecologist, who will then decide what tests you need. each test you request will be added to your bill.

        Alternatively, there are packages offered by some clinics and hospitals that cover a set of tests. mount elizabeth, for example, offers preconception health screenings.

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        2. first trimester prenatal checkups

        Once you’ve tested positive on a home pregnancy kit, you’ll want to have it confirmed by a professional. this can happen as early as week 4 of your pregnancy if you have been watching your body carefully (pregnancy is calculated from the first day of your last period).

        Then comes the most important thing: which gynecologist to go to? You can choose based on the hospital you want to give birth in because different doctors are attached to different places. or you can choose based on the doctor you want.

        If cost is your concern, a government hospital is the way to go. In addition to being generally cheaper, government hospitals have an added measure of cost savings. they have subsidized rates both for your consultations and for your hospital stay.

        The downside is that when you opt for these subsidized rates (as opposed to private rates at government hospitals), you get a different gynecologist every visit. In addition, you must be referred to the hospital by your family doctor or polyclinic. you can’t just walk in and declare that you want to be a subsidized patient.

        This is what you can expect to pay for your first consultation at government hospitals:

        At your first visit, your gynecologist will estimate your due date: 40 weeks from the first day of your last period. if this is not the same doctor who performed her preconception exam, she can check her medical history and that of her family (both hers and her husband’s) for possible inherited diseases. /p>

        then comes the tests:

        • blood test: to determine the amount of pregnancy hormone (human choroid gonadotropin) you have. this will tell you more accurately how far along you are in your pregnancy
        • blood tests: for a complete blood count; and to screen for infections, thyroid disease, Rh antibodies, and exposure to viral diseases, especially rubella (which, when contracted during pregnancy, can lead to miscarriage, stillbirth, and birth defects)
        • pelvic exam and pap smear
        • vaginal ultrasound: to detect the intrauterine gestational sac with a yolk sac and your baby
        • Within the first 12 weeks, you’ll probably see your gynecologist once or twice. Assuming you didn’t opt ​​for subsidized rates at a government hospital, here’s what you can expect to pay per visit.

          you can offset the costs with medisave. under the medisave maternity package (mmp), you can withdraw up to $900 for pre-delivery medical expenses.

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          3. prenatal controls from the second trimester

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          From week 13, you can contract a package with your gynecologist. this would include monthly checks escalating to weekly checks in your last quarter.

          Government hospital packages can start as low as $400 for subsidized patients or $650 if you choose the same doctor for each visit. private packages cost up to $2,000.

          4. testing for fetal abnormalities (optional)

          As early as week 9, you can be tested for fetal abnormalities. this is generally recommended for older mothers (over 35 years of age). here are some tests to consider:

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          5. maternity clothes

          need a new wardrobe? it really depends on your personal relationship with fashion.

          If this is your first pregnancy, my advice, based on personal experience, is to invest in timeless pieces that can last through your other pregnancies (assuming you want more than one). that $100 maternity top might seem like a waste. divide it by three and all of a sudden it’s a steal.

          can also be rented. save money and closet space.

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          6. baby clothes and products

          with baby comes baby stuff. lots of baby stuff. like maternity clothes, you can spend a fortune or not a penny, depending on how much they lend or give you.

          here is a list of baby essentials as well as decorations you may want to consider.

          • bumper (at least 6)
          • pajamas/sleepwear (at least 6)
          • dressier clothes to go out
          • mittens & booties (usually come in a set)
            • socks
            • shoes (nice to have)
              • cap/hat (optional)
              • hair accessories for girls (optional)
                • diapers (baby will probably use 10-12 a day for the first few weeks)
                • diaper cream
                • wet wipes
                • diaper container (you need something with an airtight lid to keep the smell in)
                • power of talc
                • basin
                  • baby tub
                  • baby soap
                  • baby shampoo
                  • towel
                  • wash cloth
                    • bed linen (sheet, pillowcase)
                    • To prevent suffocation, doctors advise against pillows.

                      • crib bumpers
                      • mattress protector
                      • mattress
                        • crib
                        • commode (for baby clothes, bedding, towels, bibs and wipes)
                        • shelves (for books and baby toys)
                          • baby chair
                          • baby bouncer (so baby can sit up a bit instead of lying in the crib all day)
                          • pen
                          • play mat and gym
                          • baby walker
                            • bib
                            • bottles (if you are investing in philips avent bottles, make sure you get a bottle sterilizer of the same brand or the bottle will not fit in the sterilizer)
                            • teats
                            • baby cooking utensils (bowl, spoon)
                            • sterilizer
                            • bottle warmer
                            • brushes for washing bottles and teats
                            • powdered milk container
                            • powdered milk
                              • diaper bag
                              • changer
                              • sling / baby carrier
                              • stroller
                              • car seat
                              • moses basket
                                • baby monitor (optional)
                                • baby thermometer
                                  • maternity diary
                                  • baby diary
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                                    7. maternity insurance premium

                                    pregnancy can have its complications. That’s why buying maternity insurance can give you some security, if not comfort. Covering prenatal care, delivery costs, complications and congenital diseases of the baby, there are a variety of plans. some start even before pregnancy. others allow you to transfer the policy to your baby after they are born.

                                    8. prenatal classes: to prepare you for childbirth

                                    Most hospitals offer prenatal classes that teach everything from what to expect during labor to caring for the baby, breastfeeding techniques, and proper nutrition. don’t just read about it, get practical tips from the experts to get started with parenthood.

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                                    9. delivery and hospitalization

                                    If you’re not already cross-eyed for all it takes, the delivery options will certainly get you there. you can choose:

                                    • normal or C-section (although sometimes, when complications arise, there is no choice but to deliver by C-section)
                                    • assisted delivery (by vacuum or forceps), epidural or natural
                                    • private or multi-bed room (choice of rooms)
                                    • Of course (no pun intended), the less complicated your options are, the less expensive your bill will be. Fortunately, the Ministry of Health (MS) has clarified the prices of the different hospitals for the various options. To make things easy for you (because, as you can see, you’ll have a lot to manage), here are the bill sizes in a room type. for the rest, you can check the ministry’s website and search for “delivery.”

                                      normal delivery – public hospitals, room a

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                                      source: ministry of health

                                      normal delivery – private hospitals, 2 bed ward

                                      source: ministry of health

                                      cesarean delivery – public hospitals, room a

                                      See also: Tips for Naming a Beneficiary | Securian Financial

                                      source: ministry of health

                                      cesarean delivery – private hospitals, 2-bed ward

                                      source: ministry of health

                                      The good news is that if you’re a Singapore citizen or permanent resident, you can use your Medisave Maternity Package (MMP) to defray the costs. Let’s say your bill comes to $4,336 for a normal kkh delivery. you stayed two days You can withdraw up to $550 for each day of your hospital stay along with an additional $750 for delivery. this means you pay $1,850 less or only $2,486 of the bill.

                                      In addition to the costs of childbirth and hospitalization, there are the professional fees that you must add to your bill from both the gynecologist and the pediatrician who comes to see your baby after delivery.

                                      but breathes a sigh of relief that there is more help.

                                      baby voucher

                                      under this scheme, you get

                                      1. cash (delivered in 5 installments over 18 months)
                                      2. a cda first step grant
                                      3. a dollar-for-dollar matching contribution from the government for every dollar you save for the child
                                      4. the amount increases with the number of children you have and the money can be used for maternity and newborn expenses.

                                        medisave grant for newborns

                                        if your baby is a singapore citizen, $4000 will be deposited into your medisave. You can use this to pay for your child’s health care expenses, including medishield life premiums, childhood immunizations, hospitalization, and approved outpatient treatments.

                                        10. postnatal care

                                        confinement nanny

                                        Take it from an experienced mother, don’t be left without a lockdown babysitter. These internal aids are especially necessary if it is your first child and you do not have a domestic worker.

                                        Think about it: a full month (technically, it’s 28 days) of being cared for hand and foot, expertly prepared special meals, doing nothing but healing and feeding the baby, and (this is the most precious thing of all to a new mom) sleeping through the night while someone else tends to her baby. some lockdown nannies even do some cleaning and dusting.

                                        Book yours early in your pregnancy because the best ones sell out quickly.

                                        postpartum massages

                                        postpartum massages are an especially pleasant practice in asia. Who doesn’t enjoy a little spa treatment after a hard day’s work? they are recommended because they are supposed to aid blood circulation, help with weight loss, relieve tight muscles, and promote overall recovery.

                                        yes, having a baby is expensive in singapore (as it is almost everywhere). but let’s be honest now, can you really put a price on life itself, especially one so cute and cuddly? just make sure you’re financially prepared for the costs when things get real.

                                        Did you find this article useful? Please share it with any prospective parents you know.

                                        See also: How Much Does a 72-Hour Hold Cost without Insurance | Expert Guide

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