Even with health insurance, the average cost of a broken bone can be quite high. when you add up all the necessary fees, you could be looking at thousands of dollars in treatment. however, before you get overwhelmed, remember that you have options available to you. If another party was at fault for your broken bone, they may be legally responsible for the cost of any damages or losses that result from that. Regardless of what your insurance covers (or doesn’t), you have the right to recover damages from the responsible party and/or your insurance company.
If someone else’s negligence resulted in a broken bone, there is no reason for you to bear that financial responsibility alone. medical expenses add up quickly and there are limitations on how long you have to file a claim. That’s why it’s so important that you seek the help of an experienced Chicago personal injury attorney, like those at Curcio Law Offices, right away.
Reading: How much does a broken arm cost with insurance
broken bones are a common result of accidents
Broken bones are one of the most common types of orthopedic injuries. Each year, nearly 7 million people in the United States will experience a bone fracture or fracture. These injuries can result from endless accidents. Car accidents, slip and falls, construction site injuries, and many other types of accidents can lead to a broken bone. this includes falls in nursing homes.
Children and adolescents are very often victims of broken bones, since they are usually more active and reckless. Fortunately, fractures do not usually pose a real threat to this age group. this is because their bodies are still developing and have the ability to heal quickly. however, when an adult breaks a bone, it can be a much more serious situation.
Broken bone injuries in adults have the potential to put them out of work for long periods of time and limit their ability to complete everyday tasks. Things like cleaning, driving, and caring for children or pets can become increasingly difficult for someone dealing with a broken bone. Furthermore, treating the injury can end up costing victims thousands of dollars in medical care and lost wages.
It’s also important to remember how serious a broken bone can be for older adults. If an older adult falls hard and breaks a bone, it could very well endanger her life. If your loved one suffered a fall in a nursing home due to negligence, you need the Chicago nursing home attorneys at Curcio Law Offices.
what are the symptoms of a broken bone?
You might assume that it would be very obvious to a person to break a bone, but this is not always the case. while some breaks may be obvious, others may be so subtle that only an x-ray could identify them. Broken bones range from stress fractures (tiny cracks in the bone) to bones that appear to have snapped in half.
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One of the worst types of bone fractures is the compound fracture. A compound fracture essentially means that the bone has broken into two or more pieces, with one or more of the pieces protruding through the skin. this break will be significantly more obvious than that of a stress or hairline fracture.
If there is no significant deformity where the broken limb appears to be out of place or punctures the skin, there are other symptoms that could indicate a broken bone. these include the following:
- severe pain
- swelling and/or bruising
- tenderness, numbness, or tingling around the injured area
- difficulty (and probably severe pain) moving a limb
- emergency room care
- laboratories and x-rays
- doctor visits and follow-up care
- surgical procedures, if necessary
- medical supplies and equipment
- orthodontics, splints, slings, bandages, casts, etc.
- physical therapy, if needed
Your health insurance policy, if you have one, should cover the costs associated with a broken arm. however, depending on the type of insurance you have, your policy may not cover each and every one of these costs. Even if they do, you may still have to pay a deductible for your treatment, which can sometimes end up costing more than $5,000.
how much does broken leg surgery cost?
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It is not surprising that surgical treatment dramatically increases the price of any type of injury compared to other non-surgical treatment methods. If you suffer from a broken leg that requires surgery, you can expect to pay much more than you would for a fracture that only requires a cast or boot. but how much does broken leg surgery cost?
once again, the answer is that it depends on several factors. The extent of your fracture and the surgical measures necessary to repair it play a very important factor in the total cost. Other contributing factors include the area you live in, health care costs in your region, and the number of days you spend in the hospital.
You should also consider the cost of medical equipment necessary for your recovery. this can include things like crutches, a wheelchair, or any other mobility equipment you may need to get around safely.
If the injury was enough to cause nerve damage, muscle damage, or other serious complications, the price will increase. While health insurance typically covers some or all of the costs of broken leg surgery, there is the potential for deductibles, copays, and coinsurance. these costs alone can run into thousands of dollars.
what if I break a bone and don’t have insurance?
If you suffer a broken bone without having insurance to cover the costs, you may end up spending a good deal of money on your recovery. For example, the average cost of uninsured broken bone treatment can be $2,500 or more out of pocket. this is for diagnosis and treatment of the injury only and does not take into account potential surgery.
If your injury requires surgery and you don’t have health insurance to cover the cost, you should expect to pay much more out of pocket. For a broken arm, you may be looking at around $16,000 or more in the price of surgery. for a broken leg that requires surgery, you could be spending anywhere from $17,000 to $35,000 for treatment. however, the price varies significantly depending on where you live and the average cost of health care in your region.
Contact the experienced Chicago personal injury attorneys at Curcio Law Offices
If you’ve learned anything from this post, it’s that broken bones can be extremely common, but also extremely costly. That’s the bad new. however, the good news is that you may be eligible to receive a personal injury settlement to pay for treatment of your broken bone. If your injury was due to the negligence of another person or entity, you may be entitled to financial compensation.
At the Law Offices of Curcio, our personal injury attorneys are dedicated to representing those who have been injured at the hands of another. For more than 60 years, we have recovered compensation for people who have broken bones from car accidents, dangerous installations and more. If you think you have a case and want to speak with a personal injury attorney, contact Curcio Law Offices today. You can schedule your consultation completely free by calling 312-321-1111 or visiting our website.
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Regardless of the type of fracture, any broken bone will require immediate medical attention.
what is the average cost of a broken arm?
The average cost of a bone fracture in the arm depends on several different factors. When estimating a cost, you should first consider the type of break you’re dealing with. Because the bone pierces the skin and is exposed in a compound fracture, it is at increased risk of infection. it also poses potential problems for the reconstruction and placement of the broken bone.
Fractures of this magnitude often require surgery. Instruments such as pins and screws may also be needed in bone reconstruction. the severity of a compound or other complex fracture and the treatment required to repair it will likely cost much more than a minor fracture.
In addition to the severity of the break, you also need to consider a host of other factors, including fees for: