Overview of the Uninsured in the United States: A Summary of the 2012 Current Population Survey Report | ASPE

aspe problem summary

by susana r. todd and benjamin d. summers

Reading: As of 2011, about what percentage of the population did not have health

content

  • introduction

  • general health insurance coverage

  • How many Americans are uninsured?

  • who are the uninsured?

  • endnotes

    intro

    • The Census Bureau released data on health insurance coverage and the uninsured for 2011 on September 12, 2012. Although there are four major government surveys that produce estimates of health insurance coverage, the current population survey (cps) is the most cited and receives national media attention.
    • The percentage of people without health insurance in 2011 decreased from 2010. In 2011, the percentage was 15.7%, compared to 16.3% in 2010. During 2011, an estimated 48.61 million people were uninsured, a statistically significant decrease of 1.34 million from the estimated 49.95 million uninsured in 2010.
    • Young adults (18-34) are the age group most likely to be uninsured. however, the 19-25 age group experienced the largest decrease in the percentage without insurance in the past year, from 29.8% in 2010 to 27.7% in 2011. this represents more than half a million young adults with health insurance. than the previous year. in contrast, there were no significant changes in coverage for young adults aged 26 to 34 years. Does the Affordable Care Act allow young adults to stay with their parents? up to age 26, and this policy is effective for insurance plan renewals on or after September 23, 2010.[1]
    • for the first time in the last 10 years, the rate of private insurance coverage did not decrease in 2011. employer-sponsored insurance remains the largest source of health insurance coverage in 2011, covering 55.1% of the population, which was not statistically different from 2010.
    • the percentage of children under the age of 18 without health insurance in 2011 was 9.4%, stable since 2010. the rate of children without insurance has decreased significantly from 12.0% in 1999, when the program began children’s health insurance (chip). to be implemented.
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      The following figures summarize the key points about the health insurance coverage data released today.

      general health insurance coverage

      [ld]

      • for calendar year 2011 (figure 1):
        • 55.1% of the population was covered by employer-sponsored insurance
        • 15.2% of the population was covered by medicare
        • 16.5% of the population was covered by Medicaid
        • 15.7% of the population had no insurance
        • The percentage of people covered by employer-sponsored insurance for 2011 was 55.1%, statistically unchanged from 55.3% in 2010. Previously, the percentage of people covered by employer-sponsored insurance employer had experienced a steady decline over the past decade.
        • How many Americans are uninsured?

          • The percentage of people without health insurance in 2011 decreased to 15.7% from 16.3% in 2010 (Figure 2).
          • The estimated number of people without health insurance in 2011 was 48.61 million. this is a decrease of 1.34 million from the estimated 49.95 million in 2010.
          • [ld]

            who are the uninsured?

            • Age: Young adults (19-34) are the age group most likely to be uninsured (Figure 3). however, as discussed above, insurance coverage rates for adults ages 19-25 have increased significantly under the Affordable Care Act, which allows young adults to stay with their parents. plans up to age 26.
            • Race/Ethnicity: In 2011, three in ten people of Hispanic origin (30.1%) were uninsured, unchanged from 2010. Blacks were more likely to be uninsured than non-Hispanic whites, with 19.5% uninsured, down from 20.8% in 2010; and 16.8% of Asians were uninsured, down from 18.4% in 2010. without insurance for non-Hispanic whites fell from 11.6% in 2010 to 11.1% in 2011.
            • Employment: Working full time increases the likelihood of having insurance, although one in seven full-time workers (15.3%) did not have insurance. Uninsured rates were highest among part-time workers and the unemployed.
            • income: Uninsured rates were highest for low-income families (25.4% among those with less than $25,000 a year in family income), although many low-income families Median earners were also uninsured: 21.5% among those earning between $25,000 and $49,999, and 15.4% among those earning between $50,000 and $74,999. while most of the uninsured were low-income, 37.4% of the uninsured had a household income greater than $50,000 (Figure 4).
            • [ld]

              [ld]

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              64.3%

              45.3%

              endnotes

              [1] estimates from the national health interview survey suggest that more than 3 million young adults obtained health insurance due to the Affordable Care Act (sommers bd. the number of young adults who obtain health insurance due to Affordable Care Act Now Over 3 Million Office of the Assistant Secretary for Planning and Assessment, Department of Health and Human Services, 2012. http://aspe.hhs.gov/aspe/gaininginsurance/rb.shtml). This is based on a comparison of coverage rates in September 2010 and December 2011. The CPS numbers reported here cover a different time frame: the uninsured rate for all of 2010 (which includes 3-4 months after of ACA provision for young adults had had an effect) and the uninsured rate throughout 2011. Since the CPS is designed for annual estimates, it may not be ideal for assessing the effects of policy interventions that occur in the middle of the year, such as the expansion of coverage for young adults. which began on September 23, 2010.

              [2]The uninsured percentage is the number of uninsured people in the specified category divided by the total uninsured population. for race/ethnicity, it is the percentage of those who reported race/ethnicity in one of the four categories.

              [3]The uninsured rate is the number of uninsured people in the specified category divided by the total number of people in that specific category.

              See also: MOH | Fee Benchmarks and Bill Amount Information

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